Buyers Advantage Program and subsequent interest rate offer from IPL Mortgage is contingent on IPL Real Estate receiving a minimum buyer broker commission of 2.5% of the gross sales price for a $250,000 home or more. In the event that the amount being paid to IPL Real Estate is less than 2.5% (or that the gross sales price is $250,000 or less), the interest rate advertised may be higher. The vast majority of listings on the MLS offer 2.5% or more, and if the property you wish to purchase does not, you will be notified by us before making your offer.